Ok, the title alone almost says it all. And who has a credit score that couldn’t use a bit of a boost? Do you know how to find your score? Do you know the five main factors that make up your score and the practice which is its best indicator? Did you know that, with a carefully worded letter to your creditor (sample given), you can have a late payment expunged from your report? What should you do first if your report has multiple problems?
Credit, and reporting your credit activity, is a big game in America. But it is a game that you can learn to play as well as your creditors. Perhaps even learn to win. There is a wealth of information here to help you learn the rules of the game and strategize a new reality to the story of your credit report. Ready-to-print forms, sample letters and an accompanying cd allow you to apply triage to your score on your own. The author also maintains a website which may help.